SSDI Benefits in Delaware

Social Security Disability Insurance (SSDI) is a federal program designed to provide financial support to individuals unable to work due to a disability. Funded through payroll taxes, SSDI protects those who have contributed to the Social Security system before encountering unexpected health issues.

How the SSDI Program Works in Delaware

SSDI is a form of insurance funded by payroll taxes. SSDI operates on the basis of work credits, which workers accumulate during their years of employment.

When a person becomes disabled and unable to work, these work credits allow them to qualify for monthly SSDI benefits.

Who Is Eligible for SSDI in Delaware?

Eligibility for SSDI depends on two factors:

• You must have accrued sufficient work credits. The quantity of required credits fluctuates based on your age when the disability commenced.
  
• Your medical condition must meet the Social Security Administration's (SSA) criteria for disability. The condition should significantly impair your ability to work and be expected to last at least a year or result in death.

In Delaware, as with all states, the Social Security Disability Insurance (SSDI) program only covers long-term or permanent disabilities. This means if your condition is expected to improve within a year or less, you typically would not be eligible for SSDI benefits.

How to Apply for SSDI in Delaware

You can apply for SSDI in Delaware in just a few steps.

Submit your application online, by phone, or at a local Social Security office. Documents needed include your personal information, detailed medical records, comprehensive work history, and financial information. Submit complete and accurate documentation to expedite the review process.

Apply for SSDI Benefits Online: https://secure.ssa.gov/iClaim/dib

Apply By Phone: 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am - 7:00 pm, Monday through Friday.

Information needed to apply

To apply for SSDI in Delaware, you need several important documents in addition to personal details like your name, Social Security number, and birth certificate.

The most important part of your application is your medical records. Submit the medical records that prove your disability. Include information from doctors, hospitals, or clinics where you've been treated, along with any lab tests that are related to your disability.

Depending on your situation, you may also have to give information about your spouse and children, any military service, and any workers' compensation benefits you have received.

Appealing a Denial

If your SSDI application is denied, you can file an appeal. It must be submitted in writing within 60 days from the date of the denial notice.

The appeal process consists of four stages. If you disagree with a decision during the appeals process, you can continue to appeal until the final step, which is a federal court review.

1. Reconsideration
2. Hearing by an Administrative Law Judge
3. Review by the Appeals Council
4. Federal Court Review

To begin the appeal process, log in to your mySocialSecurity account and select Request Reconsideration.

You may want to consult with an attorney. Disability lawyers in Delaware are well-versed in SSDI rules and can improve your chances of winning your appeal.

SSI Benefits in Delaware

The Supplemental Security Income (SSI) program supports Delaware residents with limited income and resources. SSI is a federal assistance program designed to aid the elderly (65 or older), blind, or disabled who may not have a significant work history or haven't accrued enough work credits for SSDI.

Unlike SSDI, SSI eligibility isn't dependent on work history but rather on financial need. This program helps beneficiaries cover basic necessities such as food, clothing, and shelter. The specific amount of SSI benefits varies, considering your income, living arrangements, and other personal circumstances.

The State of Delaware offers supplemental financial support for SSI recipients, which increases the monthly benefit amount.

To apply for SSI in Delaware, you can visit a local Social Security office, call the SSA, or submit an online application.

Delaware - Social Security Disability Office Locations