SSDI Benefits in Minnesota

Social Security Disability Insurance (SSDI) is a federal program that provides financial support to Minnesota residents who are unable to work due to a severe long-term disability.

This program is administered by the Social Security Administration (SSA). SSDI is funded by Social Security taxes funded by payroll deductions. This insurance benefit can help you cover your living expenses if you become disabled.

About the Social Security Administration (SSA)

The SSA manages the SSDI program, among other services. The agency reviews applications to determine who is eligible for benefits.

The SSA also maintains a list of medical conditions that automatically qualify for disability. These are conditions that the SSA considers so severe that anyone with one of these conditions is automatically considered disabled.

Once your SSDI claim is approved, the SSA continues to review your case periodically. This is to make sure you still qualify for benefits. Your benefits will stop if your health improves or if you can go back to work.

How to Qualify for SSDI

Eligibility for SSDI in Minnesota is based on the same federal guidelines used by all states.

You must have a severe medical condition that prevents you from working. This condition must be expected to last at least one year or result in death.

Another factor in determining your eligibility is your work credits. Work credits are earned by paying Social Security taxes through your years of employment. Generally, you need 40 credits to qualify for SSDI, though this depends on your age at the time you became disabled.

Your disability must prevent you from engaging in substantial gainful activity.

How to Apply for SSDI in Minnesota

Applying for SSDI in Minnesota involves a few basic steps. To start, submit your application online via the Social Security Administration's website. This is the most convenient way to apply, and you can submit your claim at any time.

If you prefer, you can also apply over the phone by calling the SSA's toll-free number at 1-800-772-1213. Or you can apply in person at your local Social Security office.

Apply for SSDI Benefits Online: https://secure.ssa.gov/iClaim/dib

Apply By Phone: 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am - 7:00 pm, Monday through Friday.

The process of applying can be time-consuming, but it's important to provide all the necessary information. Be prepared to explain in detail how your disability affects your ability to work.

Information Needed to Apply for SSDI in Minnesota

When you apply for SSDI in Minnesota, you will need to provide several documents to support your claim.

• Personal Information
• Medical Information
• Work History
• Income Information
• Education and Training
• Documentation of Your Disability

By submitting accurate and complete information, you can help avoid processing delays. Each piece of evidence you can provide helps create a clearer picture of your condition.

If you have trouble gathering these documents or filling out the application, you can get help. SSA staff can assist you, or you can hire a disability advocate or attorney. They can guide you through the process and increase your chances of being approved for benefits.

Disability Advocate vs Disability Lawyer

What is the difference between a disability advocate and a disability lawyer?

Disability Advocate

A disability advocate is a certified professional who helps Minnesota residents apply for and obtain Social Security Disability benefits. Advocates can assist in completing paperwork, gathering necessary medical documentation, and guiding you through the entire application process. They are trained in understanding the complex guidelines and procedures of the Social Security Administration (SSA) and can provide valuable support.

Disability advocates work on a contingency basis, which means that they only get paid if your claim is approved. So, if your application is denied, you won't owe them anything. Disability advocates are not required to have a legal background, but many are practicing attorneys.

Disability Lawyer

A disability lawyer, on the other hand, is a licensed attorney who specializes in Social Security Disability law. Disability attorneys have comprehensive knowledge of the legal processes related to disability benefits. Like disability advocates, disability lawyers assist with filling out paperwork, collecting medical evidence, and guiding you through the application process.

However, a disability lawyer can provide attorney-client privilege, and represent you in court if necessary. They can cross-examine witnesses, make legal arguments, and file appeals in federal court. Disability lawyers also work on a contingency fee basis, so you only pay if your claim is approved.

Choosing Between a Disability Advocate and a Disability Lawyer

Deciding between a disability advocate and a disability lawyer depends on the specifics of your case. If your case is straightforward and unlikely to go to court, a disability advocate may be sufficient. However, if your case is complex or if you've been denied benefits and are appealing, an attorney may be a better choice due to their legal training and the ability to represent you in court.

Whether you choose a disability advocate or a disability lawyer, the goal is the same: to help you claim the disability benefits you deserve. Always choose the professional who you feel most comfortable with and who you believe will best represent your interests.

SSI Program in Minnesota

Supplemental Security Income (SSI) is another SSA program that provides financial assistance to low-income Minnesota residents who are aged 65 or older, blind, or disabled. To qualify, you must prove financial need and meet the SSA's definition of disability, and any assets must also be under the threshold set by the SSA.

To apply, you can visit your local Social Security office, call the SSA, or apply online. You'll need to provide detailed information about your income, assets, living arrangements, and medical condition.

Apply for SSI Benefits Online: https://www.ssa.gov/ssi/start.html

Apply By Phone: Call 1-800-772-1213

SSI is not based on your work history. Instead, it's a needs-based program, where eligibility is determined by income and resources. SSDI, on the other hand, is funded through payroll taxes and is based on your earning records.

Both programs provide financial help to people with disabilities, but they have different requirements and sources of funding.

Minnesota - Social Security Disability Office Locations