SSDI Benefits in New Jersey

Social Security Disability Insurance (SSDI) is a program that helps New Jersey residents who can't work because of a long-lasting or permanent disability. SSDI benefits make it easier for individuals to cover living expenses. The program is funded by taxes that workers pay into the Social Security system.

About the Social Security Administration (SSA)

The Social Security Administration (SSA) is the government agency responsible for managing SSDI. In New Jersey, the SSA looks at applications, decides who qualifies for benefits, figures out the amount of money people will receive, and sends out payments. They also handle appeals if someone disagrees with a decision about their benefits.

How to Qualify for SSDI

To qualify for SSDI, you must have a disability that prevents you from working. The disability must be either expected to last for at least a year or be a terminal condition. Additionally, you must have contributed to the Social Security system by working and paying taxes for a specific number of years.

Consultative Examination

The Consultative Examination (CE) is a medical exam that is sometimes required when applying for SSDI. If the SSA needs more information about your disability, you might be asked to undergo this examination.

The CE is conducted by a healthcare professional who has been approved by the SSA. This could be your own doctor or another medical expert in the field of your disability. The examination's purpose is to obtain a clear and current picture of your medical condition, especially focusing on the limitations that might affect your ability to work.

The healthcare provider will conduct a thorough examination and then send a detailed report to the SSA. This report will include information on your medical history, the findings from the examination, and an assessment of your ability to perform work-related tasks. The SSA will use this report, along with other information, to decide if you are eligible for SSDI benefits.

How to Apply for SSDI in New Jersey

In New Jersey, you can apply for SSDI online, by phone, or in person at a local Social Security office.

If you prefer to speak to someone, you can call 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am and 7:00 pm, Monday through Friday. For face-to-face assistance, you can visit a nearby Social Security office during regular business hours.

Apply for SSDI Benefits Online: https://secure.ssa.gov/iClaim/dib

Apply By Phone: 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 am - 7:00 pm, Monday through Friday.

You'll need to provide personal details, medical information, work history, and income data. Gather as much information as you can, including your Social Security number, names of treating physicians, medical diagnoses, and test results.

Appeal Process

If the SSA denies your SSDI claim in New Jersey, you can ask them to look at your case again. There are different steps in the appeal process, including asking for a new decision, having a judicial hearing, or even going to federal court.

What Is a Disability Advocate?

A certified disability advocate can help you with your SSDI case in New Jersey. They know the rules and can guide you through the process. While you are welcome to manage your SSDI claim on your own, an advocate might improve your chances of getting benefits.

Supplemental Security Income in New Jersey

The Supplemental Security Income (SSI) program in New Jersey provides financial assistance to individuals who have limited income and resources and are either disabled, blind, or over the age of 65. Unlike SSDI, SSI is based on financial need instead of work history.

Eligible applicants must belong to one of the following groups:

• Adults aged 65 and above
• People who are blind
• People who are unable to work because of a disability

Applying for SSI can be done online, in person, or by phone.

Apply for SSI Benefits Online: https://www.ssa.gov/ssi/start.html

Apply By Phone: Call 1-800-772-1213

Be prepared to provide personal information about your financial resources and medical condition. In some situations, you may be required to apply for SSI in person.

New Jersey - Social Security Disability Office Locations